Bank customers in several major Indian cities will face multiple branch closures in January 2026 due to regional festivals as per the Reserve Bank of India's holiday calendar. While online banking services will remain operational, branch-based services such as cheque clearances, cash transactions and documentation work may be affected on these days.
City-wise Bank Holidays in January 2026: Check Dates When Bank Branches Near You Will Be Closed
In New Delhi, the national capital and the administrative heart of India, banks will remain closed on January 26 in observance of Republic Day.
Similarly, in Mumbai, India's financial hub and home to the Bombay Stock Exchange, bank branches will also be shut on January 26.

In the southern metropolis of Bengaluru, widely regarded as the country's IT capital, banks will observe holidays on January 15 for Makara Sankranti and Uttarayana Punyakala, and on January 26 for Republic Day.
Chennai Bank Holidays in January 2026
In Chennai, the bustling capital of Tamil Nadu, banks will remain closed on
- January 1 for New Year's Day
- January 15 for Pongal
- January 16 for Thiruvalluvar Day
- January 17 for Uzhavar Thirunal
- January 23 for Netaji Subhas Chandra Bose Jayanti and Saraswati Puja
- January 26 for Republic Day
Bank Holidays in Kolkata in January 2026
In eastern India, Kolkata, the cultural and intellectual hub of West Bengal, will witness multiple bank closures:
- January 1 for New Year's Day
- January 12 for Swami Vivekananda Jayanti
- January 23 for Netaji Subhas Chandra Bose Jayanti and Saraswati Puja
- January 26 for Republic Day.
Bhubaneswar, the capital of Odisha known for its historic temples, will observe holidays on January 14 for Makar Sankranti, January 23 for Netaji Subhas Chandra Bose Jayanti and Basanta Panchami and January 26.
In Hyderabad, Telangana's capital and a key IT and business center, banks will remain closed on January 15 for Makara Sankranti and January 26.
Ahmedabad, one of Gujarat's major economic centers, will see closures on January 14 for Makar Sankranti and January 26 for Republic Day.
In northern India, Lucknow, the historical capital of Uttar Pradesh known for its rich cultural heritage, will have bank holidays on January 3 for the Birthday of Hazrat Ali and January 26 for Republic Day.
In Aizawl, the capital of Mizoram, banks will remain closed on January 1 for New Year's Day, January 2 for New Year Celebration and January 26.
Agartala, the capital of Tripura, will mark Netaji Subhas Chandra Bose Jayanti on January 23 and Republic Day on January 26.
In Gangtok, Sikkim's picturesque capital, banks will observe January 1, January 15 for Makar Sankranti and January 26.
Shillong, Meghalaya's capital, along with Imphal (Manipur) and Kohima (Nagaland), will see bank closures on January 1 and January 26.
Itanagar, the capital of Arunachal Pradesh, will remain closed on January 1, January 14 for Makar Sankranti, and January 26.
In southern cities of Kerala, Kochi, the commercial hub, and Thiruvananthapuram, the state capital, will remain closed on January 2 for Mannam Jayanthi and January 26 for Republic Day.
Vijayawada, an important city in Andhra Pradesh, will observe holidays on January 15 for Makara Sankranti and January 26.
Customers are advised to plan their banking activities in advance, especially for transactions that require in-person branch visits. With multiple closures across major cities and state capitals, making use of digital banking platforms can help avoid delays during the holiday period.
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